
May 13, 2026
Maternal Care Insurance in Surrogacy (2026): What Intended Parents Actually Need to Know
Insurance is one of the most misunderstood parts of surrogacy — and one of the most expensive. Two intended parent families can have nearly identical journeys and still see dramatically different costs depending on the insurance structure behind the match. One family may spend an additional $15,000. Another may spend $50,000+. Here are the three options (including one big caveat), and the plans you should never use.









